01Foundation
Connect your bank, Stripe, payroll, and QuickBooks. Anchor estimates taxes and obligations in real time and shows you one number: today's safe-to-spend.
Coffee · Oakland
Bakery · Brooklyn
Coming soon · Autopilot for your tax reserves.
Reserve your taxes.
Earn while you wait.
Anchor automatically moves a slice of every deposit into a high-yield reserve — earning 4.2% APY until taxes, payroll, and bills come due.
Restaurant · SF
Retail · Austin
PF
Proper Food Co.
Anchor Reserves · 4 accounts
Earned this year
$0.00
4.2% APYon $84,210 reserved automatically
Reserve balance · last 90 daysDrag to explore
Safe to spend today ≈ $95,580— a directional estimate after taxes, payroll & obligations, not a promise.
Trusted by operators running
Proper Food Co.HAYMAKERKommonOAK + IRONMercer & Co.NORTHWIND
Your bank balance is lying to you.
Most small businesses fail not because they're unprofitable — but because they spent money that already belonged to the IRS, payroll, or a bill they forgot about.
How it works
We earn the right to hold your money — one step at a time.
Anchor started as a window into your real cash position. Soon it runs the whole loop — reserving, earning, and remitting — on autopilot.
02Foundation
Open an Anchor Reserve and move tax money where you can't accidentally spend it. Balances earn yield until your obligations come due. Withdraw anytime.
Reserve money safely.
03Coming soon
Autopilot reserves a calibrated percent of every deposit — and remits to the IRS, state, and vendors on time, every time. Set it once, then watch it run.
Pay obligations on autopilot.
Your money. Your control.
Always.
Real-time visibility
One number. Updated continuously.
Anchor pulls from your bank, payment processors, payroll, and books — and tells you what's actually yours to spend, right now. Not yesterday's balance. Not next week's forecast. Today.
- Federal & state estimated tax calculations
- Payroll and contractor obligations
- Sales tax, rent, recurring bills
- Connects in under 60 seconds
Upcoming obligationsAuto-reserved
IRS
Federal estimated tax · Q2Due Jun 15 · in 28 days
100%$42,180
$
Payroll · GustoBi-weekly · next May 24
100%$28,400
CA
Sales tax · CaliforniaDue Apr 20 · auto-remitted
100%$6,910
⌂
Rent · 1820 MissionDue May 1 · manual
$8,500
Reserve balance · YTD+ $1,847 earned
$84,210
4.2% APYJanMarMayJulSepToday
Last sweep: 4 hours ago · $1,240 → Federal Tax Reserve
Reserves & yield
Reserved automatically. Earning continuously.
Tax reserves sit in a dedicated Anchor reserve account earning competitive yield until your obligations come due. The IRS doesn't pay you to hold their money. We do.
- 4.2% APY on reserve balances
- Kept separate from your spending money
- Withdraw anytime — no lockups, no penalties
- Automatic interest deposits, monthly
Earning potential
See what your reserves could earn.
Slide to your monthly revenue and watch the interest stack up — year after year, on money you were setting aside anyway.
Your reserves could earn
$39,100
in 5 years — about $4,500 your first year, and more every year after.
Estimate at 4.2% APY. Not a guarantee.
A business doesn't fail because it's unprofitable. It fails because it spent money it didn't have.
— Anchor operating principle no. 1
Common questions
Built to be trusted.
We're a bank. We act like one. Here's how it works underneath.
Is the autopilot really automatic? +
Yes. Every Stripe deposit triggers a configurable sweep into your reserve accounts within 4 hours. Remittances to the IRS and state agencies fire on the due date with 48-hour advance notice to you.
Is Anchor actually a bank? +
No — Anchor is a treasury platform, not a bank. We sit on top of established banking infrastructure to hold your reserves and move money on the rules you set. Your money always stays yours to withdraw.
What happens to my money if Anchor goes away? +
Your reserves live in dedicated accounts, never commingled with Anchor's operating funds. If Anchor stops operating, your money remains yours and accessible — it was never ours to lose.
How accurate are the tax estimates? +
We ingest your prior returns, banking history, and bookkeeping to model your real tax position — federal, state, and self-employment. Most users see estimates within 3% of actual liability by year two. We err on the side of over-reserving so you're never under.
Do I have to give Anchor access to move my money? +
Autopilot is opt-in and can be paused or canceled any time. Reserves move on rules you set and approve. We earn the right to hold your money — we never assume it.
Get the peace of mind
your business deserves.
Anchor is launching soon. Join the early-access list and we'll reach out the moment it opens to your business — no card, no commitment.
Be first in line · No spam, ever · Early-access pricing